Skip to main content

Rev. Dec 2010

FACTS

WHAT DOES FIRST TRUST BANK OF ILLINOIS DO WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Trust Bank of Illinois chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes First Trust Bank of Illinois Share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youNoWe don't share
For joint marketing with other financial companiesNoWe don't share
For our affiliate’s everyday business purposes – information about your transactions and experiencesNoWe don't share
For our affiliate’s everyday business purposes – information about your creditworthinessNoWe don't share
nonaffiliates to market to youNoWe don't share

Questions

Call 815-929-4000


What we do

How does First Trust Bank of Illinois protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include safeguards and secured files and buildings.

How does First Trust Bank of Illinois collect my personal information?

We collect your personal information, for example when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you’re the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Trust Bank of Illinois has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Trust Bank of Illinois does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Trust Bank of Illinois doesn’t jointly market.