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Be Prepared for Life's Unexpected Expenses.

Set up a home equity line of credit, and you are prepared for those times when you need additional cash - for home improvement, a special purchase, a wedding, a vacation, consolidation of bills, an unexpected event, an opportunity you don't want to miss.

With no annual fee and no closing costs, the savings in your home is available whenever you need it with no cost to you until you use the line.

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Home Equity Loan Options

Home Equity Loan

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Description

Use the equity in your house to borrow a specific amount with a fixed rate.

Term

Fixed Monthly Payment with set rate.

Benefits

Great for a large one-time purchase, major home renovations, or debt consolidation.

Home Equity Line of Credit

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Description

Establish a line of credit and you are prepared for times you need additional cash. Funds available to draw whenever you need it.

Term

Adjustable Rate.

Benefits

No annual fee or closing costs. No payment until you use it.

All loans subject to credit approval. For no-closing costs lines of credit, monthly payments of interest only will result in a balloon payment. Property insurance is required. Flood hazard insurance may be required. Consult your tax advisor about the deductibility of interest.

Included with all First Trust Bank Accounts

  • Great value - You'll like our rates and the features that are included.
  • Convenience - 4 locations, free ATM's, & 24-7 online banking.
  • Service - Friendly, experienced bankers are always ready to help you.
  • Security - First Trust gets exceptional ratings for being strong and safe...We're a great place for your money. Bauer Financial has awarded us their highest 5-Star rating!