Skip to main content

Investment Peace of Mind

For the highest returns on your savings as well as the peace of mind that comes from knowing your principal investment is safe and growing, choose a First Trust CD.

A variety of certificates are available in maturities from 30 days to 5 years. Contact us for current rates.
Let a First Trust banker discuss laddering multiple CD maturities for optimal returns and frequent access to your money. Certificates of deposit can provide $250,000 in FDIC insurance, and it may be possible to structure those accounts for up to $1 million of FDIC coverage.

Certificates of Deposit Options

Description

Our most popular CD! You lock in a guaranteed rate and still have the option to take out your money without penalty at 6 month or 1-year intervals if better rates become available.

Terms

$1,000 minimum to open. Choose from a 24 month term or 36 month term.

Details

24 month term offers access to funds every 6 months. 36 month term offers access to your funds every 12 months.

Description

Our Access CD gives you the ability to access your funds penalty free after the first seven days.*

Terms

$1,000 minimum to open. 24 month term.

Details

Minimum withdrawal allowed is $1,000.

Description

Our Bump-Up CD gives you the ability to increase your rate one time during the life of the CD if interest rates go up before your certificate matures.

Terms

$1,000 minimum to open. Choose from a 24 month term or 36 month term.

Details

Ability to increase your rate before maturity.

Description

When you're planning for your future, our IRA certificates of deposit can help you take advantage of tax benefits and reach your retirement goals.

Terms

$1,000 minimum to open. Choose from a 6, 12, 24, 36, 48 or 60 month term.

Benefits

A Rollover IRA is one of several options for managing your previous employment retirement account.

Included with all First Trust Bank Accounts

  • Great value - You'll like our rates and the features that are included.
  • Convenience - 4 locations, free ATM's, & 24-7 online banking.
  • Service - Friendly, experienced bankers are always ready to help you.
  • Security - First Trust gets exceptional ratings for being strong and safe...We're a great place for your money. Bauer Financial has awarded us their highest 5-Star rating!
*A penalty will be charged as required by law if an additional early withdrawal is made within six days after an early withdrawal.