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Commercial Checking Details

Commercial checking is an analysis account that can be customized to fit the specialized needs of your particular business, including a high number of transactions and large and variable balances. Commercial Checking paired with our Corporate Sweep Account offers the rates, the convenience, the efficiency, and the flexibility that you need.

Many of our commercial customers appreciate eliminating or reducing fees with a target balance customized to correspond to their transactional patterns.

Our attractively priced fee structure is short and straightforward. There are no hidden costs. Bring in three previous statements and a First Trust business banker will use your current usage to determine what target balance will cover your activity.


  • No sweep fees, no internal transfer fees, and no deposit ticket fees are just a few of the savings with this account.
  • Pair Commercial Checking with our powerful Corporate Sweep for optimal efficiency managing your excess cash and for providing security for large balance accounts.
  • Manage your cash position 24/7 with Online Banking.
  • Choose First Trust Business Plus Cash Management options like direct deposit of payroll, remote deposit of your checks, electronic payments, Positive Pay, and collection of payments.
  • Free business debit card.

We also offer no-fee Health Savings Accounts for you and your employees who utilize qualified high deductible insurance programs.

Contact us for an Account Disclosure with more information. Must quality for debit cards. Call for fee schedule for optional cash management services.