Skip to main content

E-Checking Details

Economical, Efficient, Easy.

  • $100 deposit required to open.
  • No monthly maintenance fee or minimum balance.
  • Unlimited transactions

Additional Benefits.

  • Free debit card with SecurLock Equip that allows you to control when and where your card can be used.
  • Electronic statement with check safekeeping.
  • Access free Online Banking and Mobile App.
  • $500 Overdraft Protection available. An Overdraft Protection option from Savings is also available.**
  • Choose free Money Management tools and Direct Connect for Quick Books and Quicken to keep your budget on track.
  • $300 Overdraft Protection
  • Free First Trust ATM's. No FTB fees at other banks' ATM's.


Contact us for an Account Disclosure with more detailed information about deposit accounts. This account will convert to a Personal Checking account if no deposits, checks, or electronic payments occur within a 90-day period. All benefits and costs associated with Personal Checking would then apply. Must qualify for debit cards, overdraft protection, and BillPay.  

**$7 fee per overdraft transfer from savings; by law the number of preauthorized, automatic, computer, or telephone transfers are limited to 6 per calendar month from savings.