Locations | Contact Us Mortgage Center Business Lending
(815) 929-4000 | Report a Lost or Stolen Debit Card: 1 (800) 236-2442
Locations | Contact Us Mortgage Center Business Lending
(815) 929-4000 | Report a Lost or Stolen Debit Card: 1 (800) 236-2442
You'll find the loan you want and the help you need from First Trust bankers.
With a First Trust conventional fixed rate mortgage you'll feel safe, secure, and in-control. You can lock in your monthly payment for the life of your loan. These fixed rate mortgages come in 15, 20, and 30 year terms. We also have FHA, VA,
and Rural Development loan options available. Contact your First Trust Loan Officer for details or visit our online Mortgage Center.
Easy to arrange and live with because your payment stays the same for the life of the loan.
As low as 5.00%
Escrow is available.
Fixed Rate options are available.
As low as 3.50%
Escrow is available.
If you are Active Duty, a Veteran, a Reservist, or a National Guard member, you may be eligible for a VA loan.
Little or no down payment.
Escrow is available.
It's best to start your house search knowing how much you can comfortably borrow and what it will cost. Our Mortgage Center can help you, and you can pre-qualify your loan.
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, rent or own, Mortgage Center calculators can help with information about what type of mortgage is best for you.
Visit our online Mortgage Center or stop in one of our branches to talk to a First Trust Loan Officer in person.
We'll walk you through the steps of getting a mortgage and take care of all of the financial details. Contact Us for a list of the information that will help you and our lenders start working on your loan options.
Visit our Mortgage CenterMust qualify
Lower your borrowing costs with up to $10,000 in available financial assistance for the purchase of your home.
If you want to buy a home and have a steady income and good credit, First Trust Bank and the Federal Home Loan Bank of Chicago can help.
The Downpayment Plus® Program (DPP) is a program that provides financial assistance for eligible homebuyers by contributing to the down payment and closing costs of a home. Through the Downpayment Plus® Program*, up to $10,000 may be available to eligible homebuyers to use toward downpayment and closing costs. Ask Randi Cantu (NMLS #787589) at 815-939-9458 about the Downpayment Plus® Program to see if you are eligible.
*Downpayment Plus® is a program from the Federal Home Loan Bank of Chicago. Restictions apply. Please see the Federal Home Loan Bank of Chicago's website at fhlbc.com/community-investment/downpayment-plus-programs for complete requirements. "Downpayment Plus" is a registered trademark of the Federal Home Loan Bank of Chicago.
Very low-income purchase (VLIP) homebuyers may be elgible to receive an additional $2,500 grant toward a down payment with a HomeReady® mortgage. Restrictions apply.
*HomeReady is a registered tradmark of Fannie Mae.