First Trust Bank

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Personal Banking

Personal Banking

Personal Banking

Personal Banking

Interest-Bearing Checking*

Interest on this checking account is paid monthly on the entire balance of your account.

The interest rate increases with through the following tiers:

  • $0-$4,999.99
  • $5,000-$9,999
  • $10,000-$49,999
  • $50,000 or more

Interest-bearing Checking Can Be Fee-Free!

  • This account has no fee with $1000 minimum balance or $2500 average balance.
  • There is no fee for customers whose combined First Trust personal account balances total $10,000 or more
  • $7.50 monthly maintenance fee if minimum balance or No Fee status is not maintained.

Unlimited check writing

  • No per check, per item or "assisted transaction" fees

Check images are returned with your statements.

  • E-statements are available.
  • Checking and savings statements may be combined.

$100 minimum initial deposit

Free First Trust Debit Card*.

$500 Overdraft protection available*

  • Overdraft Protection from Savings also available.**

Free ATM's.

  • No First Trust fees at other banks' ATM's

Time-saving Money-Management Tools can make the difference for you and your family

  • Free Money Management, Direct Connect for Quicken/Quick Books, and My TurboTax

Free Online Banking

  • Manage your balance online anytime, anywhere
  • View your account transactions
  • Access check images
  • Make transfers between accounts
  • Pay bills*
  • Get low balance e-mail alerts e-mailed or sent as a text

55 or Over?

  • Ask about our FTB Club benefits!

*See Account Disclosure for more detailed information about deposit accounts.
Must qualify for debit cards, credit cards, overdraft protection, and Bill Pay. All NSF and OD fees apply.
Bill pay service is provided free and includes 20 free transactions per account cycle. Each additional item is $.35.
** $7 fee per overdraft transfer from savings; by law the total number of preauthorized, automatic, computer or telephone transfers are limited to six per calendar month from savings

FDIC Equal Housing Lender