First Trust Bank

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Loan Center

Loan Center

Loan Center


Home Mortgages

Housing Prices Are Low.  Mortgage Rates Are Low, Low!
First Trust Is Ready With The Mortgage Loan You Need!

Buying a new home?

Refinancing your mortgage?

You'll find the loan you want and the help you need from First Trust bankers.

Conventional Fixed Rate, FHA, and VA

With a First Trust fixed rate mortgage you'll feel safe, secure, and in-control.  These mortgage loans are easy to set up and easy to manage, because you can lock in a fixed monthly payment for the life of your loan.  Our Conventional fixed rate mortgages come in 15, 20, and 30 year terms.  We also have FHA/VA loan options available. Just call your First Trust Loan Officer for details. 


It's best to start your house search knowing how much you can comfortably borrow and what it will cost. Our Mortgage Center can help, and you can pre-qualify for your loan.

Other helpful tools include Mortgage Center calculators.  The calculators we provide can help you decide what type of mortgage is best for you, whether you are considering purchasing a new home or deciding if it is the right time to refinance, to rent or own, and more. 


Get Started Right Away

Visit our online Mortgage Center or stop in one of our branches to talk to a First Trust Loan Officer in person. 

We'll walk you through the steps of getting a mortgage and take care of all of the financial details. Click here for a list of the information that will help you and our lenders get started on a discussion about your loan options.


Bourbonnais         Downtown Kankakee    
815-929-4030               815-929-4000                
Robert Siawrys              Scott Smith             
 Larry DePatis             Suzie Bournique
                                       Paula Jost


FDIC Equal Housing Lender