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Personal Banking

Personal Banking

Personal Banking

Health Savings Account*

If you are covered under a qualified high-deductible health plan (HDHP), you can use First Trust's Health Savings Account for you and your family's medical expenses or for post-retirement care.

Tax-deductible contributions, tax-free earnings, and tax-free distributions are reasons to choose an HAS.

The balance in the account can roll over year-to-year.

Interest is paid monthly on the entire balance of your account.

Monthly statement with images.

  • E-statements available.

Free debit card with unlimited transactions *

Free account set-up and on-line banking for customers with First Trust personal or interest-bearing checking

  • Ask about our free onsite set-up of employee HSAs for businesses with commercial or business checking.

No fees for customers with regular or interest-bearing checking accounts.
No fees with $500 minimum balance or $2500 average balance
No fees with combined First Trust personal account balances of $10,000 or more

  • $3.00 monthly maintenance fee if minimum balance not maintained. Fees could reduce earnings on this account.

$100 minimum initial deposit

*Must qualify for debit cards. Please check with your tax advisor about tax benefits and requirements.

FDIC Equal Housing Lender